Insurance

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A. procedures on How to deal with students medical insurance and claims

 

1. full scholarship students: will be uniformly handled by the school, insurance premium fee will be covered by the school.

2. Self-support students: when registering for the school year students must also handle insurance formalities. Students individually pay : 300 yuan half a year , 600 yuan a year, need to provide your passport to buy insurance.

Location: liuyuan A block /room 116.

 

B. Students emergency insurance coverage

(a) Full-scholarship students- if the insured receive outpatient or emergency medical treatment because of illness and incur actual and reasonable expenses for medical treatment, the insurance company shall be liable for 85% of the payment that is beyond accumulative 650RMB within the same period of insurance, limited to 600RMB per day(same hospital and same department) and an accumulative amount of 20,000RMB. The insurance liability shall be terminated once the accumulative amount of payment reaches the sum insured.

(b) Self-supported students-if the insured receive outpatient or emergency medical treatment because of illness and incur actual and reasonable expenses for medical treatment, the insurance company shall be liable for 85% of the payment that is beyond accumulative 2000RMB within the same period of insurance, limited to 600RMB per day(same hospital and same department) and an accumulative amount of 20,000RMB. The insurance liability shall be terminated once the accumulative amount of payment reaches the sum insured.

Files required to claim insurance

a.copy of passport and visa page

b.original receipt

c.medical record, detailed expenditure sheet and copy of examination report and laboratory test report of each respective treatment

Full-scholarship students - If the fees have exceeded the minimum payment line of 650RMB,then the medical record,detailed expenditure sheet and copy of examination report and laboratory test report of treatment that costs below 650RMB are also required to be presented.

Self-supported students - If the fees have exceeded the minimum payment line of 2000RMB,then the medical record,detailed expenditure sheet and copy of examination report and laboratory test report of treatment that costs below 2000RMB are also required to be presented.

working time: each year June 1 - June 15, December 10 - December 30 liuyuan 116 office.

 

C. Full scholarship,self-supported students hospitalization and medical insurance:

If diagnosis confirms that the insured must be hospitalized for treatment because of an accident or illness the insurance company shall be liable for the full(100%) payment of the “hospitalization and medical insurance” with regard to the actual and reasonable expenses for medical treatment including special examination and treatment, operation, medicine, treatment, laboratory test, radiation, etc. Sum total is limited to 400,000RMB.

When you need to be hospitalized, please call: 4008105119 EXT 1, rescue company will provide you with the corresponding medical, hospital consulting and services such as payment of medical expenses or guarantee.

Files required to claim hospitalization insurance

a.copy of passport and visa page of the insured

b.certificate of accident, in case of an accident (in case of traffic accident, the traffic unit should issue a liability confirmation of traffic accident)

c.original receipt and detailed expenditure sheet for hospitalization

d.copy of hospital discharge summary or medical record of hospitalization

e.copy of valid insurance certificate

If the insured suffers from a major disease or a chronic disease before the purchase of this insurance,the insurer shall not bear the liability of payment.

 

Note:

(1) hospitals for treatment are limited to the public hospitals within mainland china and items and expenses that can be reimbursed should in accordance with the scope of local regulations of social basic medical insurance.

(2) where in one insured incident, the insured has to be treated in two or more hospitals, relevant documents such as diagnosis certificate and medical record from relevant hospitals shall be presented.